We recommend
AED 0/mo
with salary transfer
Best for: Most employees. Salary account plus chequebook.
Min balance
AED 3,000 or salary
Opening
Branch or app, 1 to 3 days
Docs
Emirates ID + salary letter
Chequebook
Yes
App
Excellent
✓ATMs and branches everywhere
✓Fast chequebook issue
✓Good app in full English
×Fall-below fees if balance dips
×Branch upselling is relentless
From the Bank accounts comparison in Dubai. Prices checked June 2026.