TernliGet the app

Guides

Everything in the app, by city

Step-by-step how-tos for the admin jobs, longer reads for the big topics, and comparisons when you need to pick a bank or a neighbourhood.

Barcelona

City overview →

How-tos

What to bring, how long it takes, what it costs, and which provider we would pick.

Apply for your Spanish entry visa

1 to 4 months at the consulate (skip if doing the DNV)

Most routes need a consulate visa before flying. The digital nomad visa is the one exception.

€80 visa fee approx (consulate routes)

Arrange shipping & customs for your belongings

4 to 10 weeks lead time

What you ship, and how, depends far more on where you're leaving than where you're landing.

€600 to 4,000+ depending on volume and distance

Sort pet relocation, if you're bringing one

10 weeks to 6+ months lead time

Start this months out, pet import rules are strict and depend entirely on your departure country.

€200 to 3,000+ depending on distance and route

Forward your mail & cancel subscriptions

1 to 2 hours, spread over a few weeks

A short list to clear before you go, so nothing important gets lost at your old address.

Free to around €50 for a redirection service

Notify your bank & tax office back home

1 to 3 hours

Tell your bank and tax office at home before you leave.

Usually free

Get your NIE (and TIE)

30 min at the office · weeks for the cita

The foreigner ID number everything else in Spain hangs off.

€9.84 (tasa 790-012) · €16+ for TIE

Register your address (empadronamiento)

20 min at the OAC

The free town-hall registration that gets you on the list for healthcare and schools.

Free

Get a Spanish SIM card

15 min

Working number and data in 15 minutes. Passport is all you need.

€10 to 20

Get a T-mobilitat transit card

15 min

Metro, bus, tram, and Rodalies on one contactless card.

€4.50 card + €21 to 40/mo

Open a Spanish bank account

45 min

For rent, salary, and the Bizum payments everyone assumes you have.

Free at most banks (with conditions)

Register with CatSalut (get your TSI)

20 min at the CAP

Your Catalan health card. Public GP, hospital, and prescriptions.

Free

Set up home internet

15 min to order · 3 to 10 days to install

Fibre is everywhere and fast. Pick the right contract length.

€25 to 40/mo

Exchange your driving licence

1 hour at the DGT

EU licences barely need anything. Non-EU depends on the country list.

€28.87

Register as an EU resident (certificado de registro)

20 min at the office

EU/EEA citizens: the green certificate you need after 90 days.

€12

Sign a lease (without getting burned)

1 to 4 weeks of hunting

Fianza, aval, and the temporada trap. Keys in hand with your rights intact.

3 to 4 months' rent upfront

Get your social security number (NUSS)

10 min online · days for the reply

Needed before your first day of work. And your employer can usually do it for you.

Free

Set up electricity, water & gas

1 hour total · 1 to 5 days activation

CUPS codes, the cambio de titularidad, and why the previous tenant's contract is your friend.

€80 to 140/mo combined

Set up Bizum

5 min

How Spain actually pays. By phone number, instantly, from your bank's own app.

Free

Register as a freelancer (alta de autónomo)

1 to 2 hours with a gestor

The double registration that lets you invoice from Spain. And the €80 first-year quota.

~€80/mo first year (tarifa plana) · then €200 to 590/mo

Know what to do in case of an accident

10 min to read and save the numbers

One number for everything, a second one for when it's not urgent.

Free

Handle a car crash, step by step

30 min on the spot, longer if anyone's hurt

Most fender-benders settle on the spot. Know when that's not enough.

Free (your time only)

Editorial guides

Longer reads on housing, healthcare, visas, lifestyle picks, and the rest.

Living

Your first 72 hours in Barcelona

Land, get connected, dodge the pickpockets, and book the one appointment everything else waits on.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

NIE and TIE in Barcelona, step by step

The foreigner ID number and residence card every expat needs. And how to win the cita previa game.

4 min read · Reviewed 2 August 2026

Housing

Renting in Barcelona without getting burned

How the market really works, what the fianza and aval mean, and where the scams hide.

3 min read · Reviewed 2 August 2026

Healthcare

Healthcare in Barcelona: CatSalut and private

How Catalonia’s public system works, who qualifies, and the private cover most expats add.

3 min read · Reviewed 2 August 2026

Living

Best neighbourhoods for digital nomads

Gràcia to Poblenou compared on rent, noise, Wi-Fi, and how far you are from the beach.

3 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Which Spanish visa do you actually need?

Digital nomad, non-lucrative, work or student. The overview, and the rare good news about applying from inside Spain.

6 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Taxes in Spain: the expat basics

The Beckham regime, what autónomos really pay, and the foreign-asset form with the scary fines.

6 min read · Reviewed 2 August 2026

Avoiding scams

Scams and traps to avoid in Barcelona

Rental fraud, illegal agency fees, and the street scams that target newcomers. Know these before you sign or pay anyone.

6 min read · Reviewed 2 August 2026

Living

The 10 apps you actually need in Barcelona

The state login, the travel card, the Catalan health portal, the flat hunt. Ten downloads that do something your usual apps can't.

6 min read · Reviewed 3 August 2026

Essentials

How to behave in Barcelona

Catalan vs Spanish, late dinners, and pickpocket habits.

5 min read · Reviewed 2 August 2026

Schooling

Schooling in Barcelona: public, concertada, and international

Four real paths, a Catalan-immersion twist most newcomers don't expect, and a spring admissions window that catches people off guard.

7 min read · Reviewed 2 August 2026

Lifestyle

Your first weekend in Barcelona. What should you visit?

A Saturday-to-Sunday route for newcomers: the Gothic Quarter and El Born, Gaudí at Park Güell, sunset at the Bunkers, and a pintxos crawl to finish.

6 min read · Reviewed 2 August 2026

Lifestyle

Sports in Barcelona, from Camp Nou to the Med

Barça is the obvious headline, but the city also gives you Olympic pools, a mountain balcony to run on, padel by the hour and a sea you can train in.

7 min read · Reviewed 2 August 2026

Berlin

City overview →

How-tos

What to bring, how long it takes, what it costs, and which provider we would pick.

Apply for your German entry visa

4 to 12 weeks at the consulate (skip if visa-exempt)

Several nationalities skip this entirely and apply after they land, most others need a consulate visa first.

€75 to 100 (national visa fee)

Arrange shipping & customs for your belongings

4 to 10 weeks lead time

What you ship, and how, depends far more on where you're leaving than where you're landing.

€600 to 4,000+ depending on volume and distance

Sort pet relocation, if you're bringing one

10 weeks to 6+ months lead time

Start this months out, pet import rules are strict and depend entirely on your departure country.

€200 to 3,000+ depending on distance and route

Forward your mail & cancel subscriptions

1 to 2 hours, spread over a few weeks

A short list to clear before you go, so nothing important gets lost at your old address.

Free to around €50 for a redirection service

Notify your bank & tax office back home

1 to 3 hours

Tell your bank and tax office at home before you leave.

Usually free

Register your address (Anmeldung)

10 min at the office · days to weeks for the slot

The keystone document the rest of German bureaucracy hangs off.

Free

Get your residence permit (Aufenthaltstitel)

1 appointment · weeks for the card

The card non-EU citizens live on, Blue Card, work, freelance or study.

€100 to 147

Get a German SIM card

15 to 30 min

A local number for two-factor codes, deliveries and every signup.

€8 to 25/mo

Get around, the Deutschlandticket

10 min

One €58 pass for every U-Bahn, S-Bahn, tram and bus in the country.

€58/mo

Find and sign a flat

Weeks of searching · 1 day to sign

Win Berlin's brutal housing race with a complete application folder.

Up to 3 months' cold rent deposit

Open a blocked account (Sperrkonto)

1 to 2 weeks to open

The proof-of-funds account many visas require before you arrive.

~€11,904/yr blocked + setup fee

Get your tax ID (Steuer-ID)

5 min · arrives 1 to 3 weeks after Anmeldung

The 11-digit number your employer needs to pay you properly.

Free

Open a German bank account

15 min (digital) to 1 hour (branch)

A local IBAN for rent, salary and the SEPA direct debits that run life here.

€0 to 10/mo

Sign up for health insurance

30 min to apply · days to confirm

Mandatory from day one, and proof is required for your residence permit.

~14.6% of gross (GKV) or from €250/mo (PKV)

Get your SCHUFA credit report

Minutes (paid) to 2 weeks (free)

The credit score landlords ask for before handing over a flat.

Free (annual) or €30 (instant)

Set up home internet

15 min to order · 1 to 4 weeks to install

Order the day you sign, the install is the famously slow part.

€25 to 50/mo

Set up electricity (Strom)

20 min

Pick your own power provider, and dodge the pricey default tariff.

€40 to 80/mo (1-bed)

Sort the Rundfunkbeitrag (broadcast fee)

15 min

The €18.36/month household fee you can't dodge, but can sometimes reduce.

€18.36/mo per household

Register as a freelancer (Finanzamt)

1 to 2 hours of forms · weeks for the Steuernummer

The tax-office signup that turns you into a legal Freiberufler.

Free to register

Know what to do in case of an accident

10 min to read and save the numbers

Two numbers, and one of them isn't 112.

Free

Handle a car crash, step by step

30 min on the spot, longer if anyone's hurt

Most Bagatellschäden settle on the spot. Know when that's not enough.

Free (your time only)

Editorial guides

Longer reads on housing, healthcare, visas, lifestyle picks, and the rest.

Living

Your first 72 hours in Berlin

Land, find your feet, and start the paperwork chain in the right order, before jet lag and the Bürgeramt conspire against you.

6 min read · Reviewed 2 August 2026

Bureaucracy & Visas

The Anmeldung, explained

The address registration that the rest of German bureaucracy hangs off, and how to actually get the appointment.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Which German visa or permit do you need?

Blue Card, work permit, freelancer, job-seeker or student, the lanes, and the ones you can switch into from inside Germany.

7 min read · Reviewed 2 August 2026

Living

Where to live in Berlin

A quick tour of the central Kieze, who each one suits, and where to point a first lease.

6 min read · Reviewed 2 August 2026

Housing

Renting in Berlin without losing your mind

The tightest housing market in Germany, how the application game works, and the documents that win flats.

7 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Taxes for newcomers

Tax classes, the Steuer-ID, what gets deducted, and why filing a return usually pays you back.

6 min read · Reviewed 2 August 2026

Healthcare

Healthcare & insurance in Berlin

Public vs private, how to find an English-speaking doctor, and what to do when it's urgent.

6 min read · Reviewed 2 August 2026

Avoiding scams

Common scams & rip-offs

From fake flat listings to appointment touts, the traps that target newcomers, and how to sidestep them.

5 min read · Reviewed 2 August 2026

Living

The 10 apps you actually need in Berlin

The transit ticket, the doctor booking that saves you a month, the eID that unlocks online admin, and the marketplaces that furnish a flat.

6 min read · Reviewed 3 August 2026

Essentials

How to behave in Berlin

Direct talk, Ruhezeit, Pfand, and why rules matter here.

5 min read · Reviewed 2 August 2026

Schooling

Schooling in Berlin: public, Ersatzschule, and international

A free bilingual public option most newcomers don't know exists, an income-scaled private tier unique to Germany, and where the flat-fee international schools actually sit.

7 min read · Reviewed 2 August 2026

Lifestyle

Your first weekend in Berlin. What should you visit?

A Saturday-to-Sunday route for newcomers: the Mauerpark flea market and karaoke, a Turkish canal market, a currywurst stand, a Tiergarten beer garden, and Neukölln's rooftop nightlife.

6 min read · Reviewed 2 August 2026

Lifestyle

Sports in Berlin, from the Alte Försterei to the lakes

Union's forest stadium, Hertha's faded grandeur, a record-breaking marathon and a city that trains on runways and swims in lakes. Berlin does sport its own way.

7 min read · Reviewed 2 August 2026

Dubai

City overview →

How-tos

What to bring, how long it takes, what it costs, and which provider we would pick.

Arrange shipping & customs for your belongings

4 to 10 weeks lead time

What you ship, and how, depends far more on where you're leaving than where you're landing.

€600 to 4,000+ depending on volume and distance

Sort pet relocation, if you're bringing one

10 weeks to 6+ months lead time

Start this months out, pet import rules are strict and depend entirely on your departure country.

€200 to 3,000+ depending on distance and route

Forward your mail & cancel subscriptions

1 to 2 hours, spread over a few weeks

A short list to clear before you go, so nothing important gets lost at your old address.

Free to around €50 for a redirection service

Notify your bank & tax office back home

1 to 3 hours

Tell your bank and tax office at home before you leave.

Usually free

Get your residence visa & Emirates ID

1 to 3 weeks end to end

The document pair everything else in Dubai hangs off.

AED 1,500 to 4,000 (often employer-paid)

Get a UAE SIM card

10 to 20 min

A working number in 10 minutes. Even at the airport.

AED 50 to 125

Get a Nol card

5 min

Metro, tram, buses, and water taxis. One tap-everything card.

AED 25 (incl. AED 19 credit)

Open a UAE bank account

30 to 60 min · card in 2 to 5 days

For salary via WPS, rent cheques, and everything the apps can't do.

Free (with salary transfer)

Sort your health insurance

1 to 3 days to compare and buy

Cover is legally required in Dubai. And tied to your visa.

AED 700 to 6,000+/yr

Register your tenancy (Ejari)

15 min online · same day

The RTA registration that makes your lease officially exist.

AED 120 to 220

Set up DEWA (electricity & water)

10 min online · power same day

Ten minutes online once you have your Ejari number.

AED 130 activation + AED 2,000/4,000 deposit

Set up home internet

15 min to order · 2 to 7 days to install

Your building decides the provider. The rest is easy.

AED 300 to 400/mo

Convert your driving licence

1 hour at RTA (direct swap)

~50 countries swap directly. Everyone else goes to driving school.

AED 870 approx

Find a flat and sign the lease

1 to 3 weeks of hunting

Cheques, the RERA calculator, and the chiller question. Keys without surprises.

~15% of annual rent in fees + deposits

Get a freelance permit (sponsor yourself)

1 to 3 weeks end to end

The permits that turn "remote worker on a visit visa" into a legal Dubai resident with clients.

AED 7,500 to 20,000/yr depending on route

Know what to do in case of an accident

10 min to read and save the numbers

Save these three numbers before you need any of them.

Free

Handle a car crash, step by step

30 min on the spot, longer if anyone's hurt

Dubai's rule is simple once you know it, move for minor, freeze for serious.

Free (your time only)

Editorial guides

Longer reads on housing, healthcare, visas, lifestyle picks, and the rest.

Living

Your first 72 hours in Dubai

Land, get connected, learn the cheque-and-chiller vocabulary, and let the visa machine start turning.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Residence visa and Emirates ID, explained

The two documents everything else in Dubai hangs off. And the routes to get them, employed or not.

4 min read · Reviewed 2 August 2026

Housing

Renting in Dubai and the Ejari system

Cheques, agent fees, DEWA, and why your tenancy has to be registered to count.

3 min read · Reviewed 2 August 2026

Healthcare

Health insurance in Dubai is mandatory

Why you legally need cover, what employers provide, and how to top it up.

3 min read · Reviewed 2 August 2026

Living

Where to live in Dubai as a newcomer

Marina, JVC, Downtown or the older neighbourhoods. Compared on rent, commute and life.

3 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Dubai taxes: zero isn't the whole story

No income tax, yes. But home-country rules, the new corporate tax, and the pension you're not building all need a plan.

6 min read · Reviewed 2 August 2026

Avoiding scams

Scams and traps to avoid in Dubai

Rental fraud, fake job offers, and the fees that catch newcomers. Verify Ejari and RERA before you pay anyone a dirham.

6 min read · Reviewed 2 August 2026

Living

The 10 apps you actually need in Dubai

Your ID, your visa status, your tolls, your fines and your groceries all live on your phone here. Ten downloads that do it properly.

6 min read · Reviewed 3 August 2026

Essentials

How to behave in Dubai

Dress, public conduct, Ramadan, alcohol, and local law.

6 min read · Reviewed 2 August 2026

Schooling

Schooling in Dubai: KHDA ratings, fees, and how admissions actually work

There's no real public-school option for most expat families here, so the real comparison is KHDA ratings and tuition, school by school.

7 min read · Reviewed 2 August 2026

Lifestyle

Your first weekend in Dubai. What should you visit?

A Friday-to-Saturday route for newcomers: Al Fahidi's heritage lanes and a 1-dirham abra crossing, the Creek's gold and spice souks, Alserkal Avenue's warehouse arts scene, a Friday brunch, and JBR's public beach.

6 min read · Reviewed 2 August 2026

Lifestyle

Sports in Dubai, a city built around the calendar

World-class tennis, golf and racing arrive on schedule every winter, and in between there's desert cycling, kite beaches and a rugby weekend like no other.

7 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Moving to Dubai from the UK

Visas, the HMRC break-up, and what tax-free actually costs. The honest playbook for the British wave.

8 min read · Reviewed 2 August 2026

Lisbon

City overview →

How-tos

What to bring, how long it takes, what it costs, and which provider we would pick.

Apply for your entry visa

2 to 6 months at the consulate

The one errand that has to happen before you fly. For non-EU citizens only.

€75 to 180 (visa fee, varies by route)

Arrange shipping & customs for your belongings

4 to 10 weeks lead time

What you ship, and how, depends far more on where you're leaving than where you're landing.

€600 to 4,000+ depending on volume and distance

Sort pet relocation, if you're bringing one

10 weeks to 6+ months lead time

Start this months out, pet import rules are strict and depend entirely on your departure country.

€200 to 3,000+ depending on distance and route

Forward your mail & cancel subscriptions

1 to 2 hours, spread over a few weeks

A short list to clear before you go, so nothing important gets lost at your old address.

Free to around €50 for a redirection service

Notify your bank & tax office back home

1 to 3 hours

Tell your bank and tax office at home before you leave.

Usually free

Get a Portuguese SIM card

20 min

Working number, mobile data, no contract. In 20 minutes.

€10 to 15

Buy a Navegante transit card

15 min

Unlimited metro, bus, tram, and ferries for €40/month.

€7 card + €40/mo

Get your NIF (tax ID)

30 to 60 min

Free, takes 30 min. You need it for almost everything else.

Free (DIY) · €70 to 150 (rep)

Open a Portuguese bank account

45 min

For salary, rent, and the bills nobody pays in cash anymore.

Free at Activobank

Register with SNS (get your utente)

20 min at the centre

Your public health number. Free GP, hospital, prescriptions.

Free

Set up home internet

15 min to order · 5 to 15 days to install

Fibre is cheap and fast. The hard part is the install date.

€30 to 45/mo

Exchange your driving licence

1 hour at IMT

EU licences are easy. Non-EU is a longer story.

€30

Get your residence permit

Weeks (visa first) · 1 AIMA visit

The título de residência. What lets non-EU citizens stay legally.

€170 approx

Register as an EU resident (CRUE)

20 min at the câmara

EU/EEA citizens: the Certificado de Registo you get after 90 days.

€15

Sign a lease (without getting scammed)

1 to 4 weeks of hunting

From "this one looks nice" to keys in hand, paperwork intact.

2 to 5 months' rent upfront

Get your social security number (NISS)

10 min online · 1 to 2 weeks wait

Needed the moment you work in Portugal. Employed or freelance.

Free

Set up electricity, water & gas

1 hour total · 1 to 5 days activation

The day-one chores after you sign. Most are 20 minutes online.

€60 to 120/mo combined

Set up MB Way

10 min

How Portugal actually pays. By phone number, instantly, for free.

Free

Register as a freelancer (abrir atividade)

30 min online (once you have portal access)

The official switch that lets you invoice from Portugal. Recibos verdes and all.

Free (DIY) · €50 to 150/mo with an accountant

Know what to do in case of an accident

10 min to read and save the numbers

One number to save tonight, four steps to remember if it ever rings true.

Free

Handle a car crash, step by step

30 min on the spot, longer if anyone's hurt

Most fender-benders settle on the spot. Know when that's not enough.

Free (your time only)

Editorial guides

Longer reads on housing, healthcare, visas, lifestyle picks, and the rest.

Living

Your first 72 hours in Lisbon

Land, get connected, get moving, and book the one errand everything else waits on.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

How to get your NIF in Lisbon

The tax ID number every expat needs. Three ways, in person and online.

5 min read · Reviewed 2 August 2026

Housing

Renting in Lisbon without losing your mind

The expat playbook for finding a flat in a market that wasn't built for newcomers.

6 min read · Reviewed 2 August 2026

Healthcare

Healthcare 101: SNS, private, and insurance

How the public/private split actually works, and which combo most expats land on.

6 min read · Reviewed 2 August 2026

Living

Best neighbourhoods for digital nomads

Six districts compared on rent, Wi-Fi, walkability, and how loud Saturday night gets.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Which visa do you actually need?

D7, D8, work, student. The overview of Portugal's visa routes, and the one most people should take.

6 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Taxes for expats: the honest basics

When Portugal starts taxing you, what happened to NHR, and why freelancers need an accountant more than a coworking desk.

6 min read · Reviewed 2 August 2026

Avoiding scams

Scams and traps to avoid in Lisbon

The rip-offs, shortcuts, and "too good to be true" listings that catch newcomers in their first month. Read this before you pay anyone.

6 min read · Reviewed 2 August 2026

Living

The 10 apps you actually need in Lisbon

Paying people, proving who you are to the state, topping up a metro pass, getting a doctor's appointment. The ten that your usual apps can't do.

6 min read · Reviewed 3 August 2026

Schooling

Schooling in Lisbon: public, private, and international

Three real paths, very different price tags, and a clock that starts ticking the moment you decide to move.

7 min read · Reviewed 2 August 2026

Lifestyle

Your first weekend in Lisbon. What should you visit?

A Saturday-to-Sunday route for newcomers: Alfama, the riverfront, LX Factory, the coast if the sun's out, and a neighbourhood worth eating in.

6 min read · Reviewed 2 August 2026

Essentials

How to behave in Lisbon

Greetings, tipping, queues, and staying street-smart.

5 min read · Reviewed 2 August 2026

Lifestyle

Sports in Lisbon, from the derby to the waves

Benfica and Sporting are the headline act, but the city also does surf mornings, padel leagues, bridge runs and pavilion nights. Here's the map.

7 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Moving to Lisbon from the US

Visas, taxes, money, and the stuff nobody warns you about before you swap dollars for euros.

8 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Moving to Lisbon from the UK

Visas after Brexit, the HMRC break-up, and why your ISA loses its magic. The honest playbook for Brits.

8 min read · Reviewed 2 August 2026

Mallorca

City overview →

How-tos

What to bring, how long it takes, what it costs, and which provider we would pick.

Apply for your Spanish entry visa

1 to 4 months at the consulate (skip if doing the DNV)

Most routes need a consulate visa before flying. The digital nomad visa is the one exception.

€80 visa fee approx (consulate routes)

Arrange shipping & customs for your belongings

4 to 10 weeks lead time

What you ship, and how, depends far more on where you're leaving than where you're landing.

€600 to 4,000+ depending on volume and distance

Sort pet relocation, if you're bringing one

10 weeks to 6+ months lead time

Start this months out, pet import rules are strict and depend entirely on your departure country.

€200 to 3,000+ depending on distance and route

Forward your mail & cancel subscriptions

1 to 2 hours, spread over a few weeks

A short list to clear before you go, so nothing important gets lost at your old address.

Free to around €50 for a redirection service

Notify your bank & tax office back home

1 to 3 hours

Tell your bank and tax office at home before you leave.

Usually free

Get your NIE (and TIE)

30 min at the office · weeks for the cita

The foreigner ID number everything else in Spain hangs off.

€9.84 (tasa 790-012) · €16+ for TIE

Register your address (empadronamiento)

20 min at the OAC

The free town-hall registration that gets you on the list for healthcare and schools.

Free

Get a Spanish SIM card

15 min

Working number and data in 15 minutes. Passport is all you need.

€10 to 20

Get a TIB transit card

15 min

EMT city buses, TIB intercity buses, metro and train on one card.

Free card + pay per trip

Open a Spanish bank account

45 min

For rent, salary, and the Bizum payments everyone assumes you have.

Free at most banks (with conditions)

Register with IB-Salut (get your TSI)

20 min at the centre de salut

Your Balearic health card. Public GP, hospital, and prescriptions.

Free

Set up home internet

15 min to order · 3 to 10 days to install

Fibre is everywhere and fast. Pick the right contract length.

€25 to 40/mo

Exchange your driving licence

1 hour at the DGT

EU licences barely need anything. Non-EU depends on the country list.

€28.87

Register as an EU resident (certificado de registro)

20 min at the office

EU/EEA citizens: the green certificate you need after 90 days.

€12

Sign a lease (without getting burned)

1 to 4 weeks of hunting

Fianza, aval, and the temporada trap. Keys in hand with your rights intact.

3 to 4 months' rent upfront

Get your social security number (NUSS)

10 min online · days for the reply

Needed before your first day of work. And your employer can usually do it for you.

Free

Set up electricity, water & gas

1 hour total · 1 to 5 days activation

CUPS codes, the cambio de titularidad, and why the previous tenant's contract is your friend.

€80 to 140/mo combined

Set up Bizum

5 min

How Spain actually pays. By phone number, instantly, from your bank's own app.

Free

Register as a freelancer (alta de autónomo)

1 to 2 hours with a gestor

The double registration that lets you invoice from Spain. And the €80 first-year quota.

~€80/mo first year (tarifa plana) · then €200 to 590/mo

Know what to do in case of an accident

10 min to read and save the numbers

One number for everything, a second one for when it's not urgent.

Free

Handle a car crash, step by step

30 min on the spot, longer if anyone's hurt

Most fender-benders settle on the spot. Know when that's not enough.

Free (your time only)

Editorial guides

Longer reads on housing, healthcare, visas, lifestyle picks, and the rest.

Living

Your first 72 hours in Palma

Land, get connected, dodge the pickpockets, and book the one appointment everything else waits on.

5 min read · Reviewed 2 August 2026

Bureaucracy & Visas

NIE and TIE in Palma, step by step

The foreigner ID number and residence card every expat needs. And how to win the cita previa game.

4 min read · Reviewed 2 August 2026

Housing

Renting in Palma without getting burned

How the market really works, what the fianza and aval mean, and where the scams hide.

3 min read · Reviewed 2 August 2026

Healthcare

Healthcare in Palma: IB-Salut and private

How Mallorca’s public system works, who qualifies, and the private cover most expats add.

3 min read · Reviewed 2 August 2026

Living

Best neighbourhoods for digital nomads

Santa Catalina to Portixol compared on rent, noise, Wi-Fi, and how far you are from the sea.

3 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Which Spanish visa do you actually need?

Digital nomad, non-lucrative, work or student. The overview, and the rare good news about applying from inside Spain.

6 min read · Reviewed 2 August 2026

Bureaucracy & Visas

Taxes in Spain: the expat basics

The Beckham regime, what autónomos really pay, and the foreign-asset form with the scary fines.

6 min read · Reviewed 2 August 2026

Avoiding scams

Scams and traps to avoid in Palma

Rental fraud, illegal agency fees, and the street scams that target newcomers. Know these before you sign or pay anyone.

6 min read · Reviewed 2 August 2026

Living

The 10 apps you actually need in Mallorca

Appointments with the Govern, the last bus back, the ferry, parking in Palma. Ten downloads that do something your usual apps can't.

6 min read · Reviewed 3 August 2026

Essentials

How to behave in Mallorca

Island manners, Mallorquí pride, and living here year-round.

5 min read · Reviewed 2 August 2026

Schooling

Schooling in Mallorca: public, concertada, and international

Catalan immersion either way at zoned schools, a cheaper concertada tier than the mainland, and five international schools from Palma to Calvià.

7 min read · Reviewed 2 August 2026

Lifestyle

Your first weekend in Palma. What should you visit?

A Saturday-to-Sunday route for newcomers: Santa Catalina market, the bars of La Lonja, Es Baluard's rooftop view, a real local beach, and sunset at Bellver Castle.

6 min read · Reviewed 2 August 2026

Lifestyle

Sports in Mallorca, the island that trains all year

Real Mallorca on Saturdays, pro cyclists on the passes, Nadal's academy up the road and a bay full of sails. The island takes its sport seriously.

7 min read · Reviewed 2 August 2026