4 banks compared
All options
BBVA
Best app, fee-free online account
€0/mo
Cuenta Online
We recommendDetails →
CaixaBank
Branches and ATMs on every corner
€0 to 15/mo
free with nómina
FineDetails →
N26
Spanish IBAN, zero paperwork
€0/mo
paid tiers optional
We recommendDetails →
Santander
The giant. Fine if conditions met
€0 to 20/mo
Cuenta Online free
FineDetails →
Prices checked August 2026
Options marked Chosen partner support Ternli. We only feature services we would recommend to a friend, and we always show the alternatives.