Mallorca take-home pay

What does this number actually cover?

Spanish employment or freelance income earned here, IRPF and social security on that income, using Balearic-Islands rates. It does not include investments, rental income, pensions, stock options, crypto, or salary paid by a company outside Spain.

Why Balearic rates and not just 'Spain'?

IRPF has two halves: a national scale and an autonomous-community scale. The Balearic Islands set their own community brackets, so your take-home here differs from Catalonia or Madrid. This calculator uses the Balearic scale.

What is the Beckham regime?

A special regime for qualifying inbound workers: a flat 24% on Spanish employment income up to €600k for up to six years, instead of progressive IRPF. You must apply within six months of starting work and meet the conditions, most autónomos don't qualify. Toggle it on to compare.

How does autónomo social security work?

Autónomos pay a monthly cuota based on real net income (roughly €230 to €590 in 2025), not a percentage of revenue like an employee. New autónomos get a reduced €80/month tarifa plana for the first year, toggle it on to see the difference.

When should I stop using the calculator?

If you have meaningful foreign income, might qualify for Beckham, are posted from another country, or hold a US passport, read the full tax guide and talk to a gestor or asesor fiscal before you rely on any number for a big decision.