Fine
14.6% + ~3.5%
of gross, split with employer
Best for: People who want local Berlin branches for in-person help.
Type
Public (GKV)
English
Limited
Family
Covered free
Signup
Online or branch
Switching
Easy
✓Physical offices in Berlin
✓Family coverage included
✓Solid prevention programmes
×Higher top-up rate than TK
×Service mostly in German
From the Health insurance comparison in Berlin. Prices checked October 2026.